• Skip to primary navigation
  • Skip to content
  • Skip to footer

Spann Wilder Law, LLC

Contact Us For A FREE Consultation
843.266.7792 (office)  • 800.866.3830 (toll free) • 843.266-7797 (fax)
2131 Dorchester Road (29405) • North Charleston, SC 29405
  • Home
  • Auto Accidents
    • Do I have a Case?
    • Do I Need An Attorney?
    • When To Handle A Claim Without An Attorney
    • Accident Tips: Before & After
    • Protecting Your Claim
    • How Insurance Works
    • Property Damage
  • Workers’ Comp
    • History Of SC Workers’ Comp
    • Which Employers Are Required To Have Workers’ Comp?
    • Injury Entitlements
    • What To Do If You Are Injured
    • Arising Out Of And In The Course Of Employment
    • Pre-Existing Problems
    • How Long Before A Case Settles?
    • Workers’ Comp FAQ?
  • Social Security
    • What Does It Mean To Be Disabled?
    • SSI v. SSDI
    • The Process For Social Security
    • Social Security Advice
  • Other Claims
    • Pedestrian v. Auto
    • Motorcycle Claims
    • Trucking Accidents
    • Child Daycare Claims
    • Dog Bites
  • Our Firm
    • Attorney Tiffany Spann-Wilder
    • Reported Court Cases
    • Verdicts and Settlements
  • Community Partner
    • Girl Scout Bronze Award
    • MDA Lock-Up
    • My Teen Drive
    • Kid’s Chance Golf Tournament
  • Resources
  • Contact Us

Liability Insurance

The simple definition is coverage from the insurance company of the person who is at fault. If you are injured in an accident as a result of someone else’s fault, you will be making a claim against their liability insurance coverage. You are entitled to be reimbursed for various things such as your property damage, medical treatment and bills, lost wages and pain and suffering to name a few.
Your liability coverage will cover you or any family member while using any automobile or trailer, and any person using your covered auto with your permission. In South Carolina, every vehicle is required to carry at least 25/50 in liability coverage. This means that if the at-fault driver has minimum coverage, $25,000 is the most any one person injured by a covered driver can receive even if their damages are more (this is why UIM is such an important coverage) or up to $50,000 for all injured parties combined, as a result of a single accident. Thus, is you have 3 people in your car and you all have $20,000.00 in bills, there is only $50,000.00 that you have to split. While 25/50 is the minimum required to be carried, you can also see limits in the amounts of $50,000/$100,000 and $100,000/300,000. The at-fault insurance company is not required to tell you exactly how much coverage their insured driver has to cover them. Having representation by an attorney can open up other avenues to determining whether the coverage is suitable or if you will have to analyze car insurance policies at your home to locate additional coverage.

Footer

DISCLAIMER

The information you obtain on our website is not, nor is it intended to be, legal advice. It is always best to consult an attorney directly for advice regarding the specifics of the individuality of your claim. We welcome your calls, letters and electronic mail. Please do not send any confidential information to us until such time as an attorney-client relationship has been established as the information may be discoverable by the other party to your claim if we do not proceed with your representation. This website should not be considered as a description or characterization of the quality of the firm's representation and in no way should be interpreted as a guarantee of a specific result for your case. Every case is different and must be evaluated on its own merit.

©Spann Wilder Law, LLC. All rights reserved.

Copyright © 2023 · Executive Pro on Genesis Framework · WordPress · Log in